The Building Process
1. What to Expect Next
Congratulations on the Purchase of Your New Home!
One of the most important events in life is purchasing a home. Whether this is your first home or your last home, this event can often times be difficult to navigate. The purpose of this page is to help you through the process and prepare you for "What to Expect Next".
It is extremely important (and we expect you to read this document completely) as it describes what you can expect from us and what we expect from you.
Being prepared for each of the major milestone events discussed will greatly help facilitate the process and prevent significant delays.
During the course of this process you will have various points of contact for Groza Builders, Inc.(ie. sales, construction, closing, etc.). The purpose of these contacts is to obtain specific information from you that we do not already have or to provide you with critical information you need to complete certain milestones.
It is important that you speak with the Groza Builders, Inc. contact specific to the department needed. This helps to alleviate any unnecessary frustrations and delays.
There are several major events that need to take place in order for the process to work smoothly. These events include your Contract Documents, Construction Financing, Changes, Customer Plan Review, Acquiring your Building Permit, Color Selection, Lot Preparation, Home Construction, Pre Settlement and Post Settlement Service & Warranty. Each of these events are discussed in detail so that you fully understand what to expect next.
2. Contract Documents
The Beginning of the Home Building Process.
The first major event is completing a Construction Agreement with your Sales Associate. Any options or changes you are purchasing that effect the standard floor plan are to be addressed with your Sales Associate at the time you complete the Construction Agreement.
This Agreement is sent to the office and is processed. Within two to four weeks from the date of your Agreement you can expect to receive a fully executed copy.
In the event you choose to cancel your Agreement you may receive a refund of all or part of your initial deposit. In the event costs have been incurred, you will receive a partial refund and an itemized list of the costs incurred including a nominal processing fee. If your file has not been processed and we have not incurred any expenses, you will receive a refund minus a processing fee.
If you are financing your home, it is your responsibility to apply for, obtain and close your construction loan within 60 days of the date on the Construction Agreement. If you do not, Groza Builders has the right to cancel your Agreement.
If you are an out-of-town customer and you do not plan on returning to Port St. Lucie for several months we expect you to let us know. You will need to complete a Customer Plan Review and complete your Color Selections now. If you do not, this will lead to major delays and additional expenses.
If the information you provided as part of the Construction Agreement changes such as your telephone number (home or cell) or address we expect you to contact Groza Builders, Inc. main office to speak with a representative regarding your new information.
3. Construction Financing
The Dollars and Sense.
If you are financing your home we recommend you make arrangements with your lender for a one year commitment. Due to the growth in the area and recent material shortages, the average delivery time is approximately 6 to 9 months from the Agreement date. We will construct your home in accordance with the terms & conditions set forth in the Construction Agreement however we are not and will not be responsible for any rate changes or any renewal fees.
All construction draw requisitions are to be pre-signed by you at the time you close your construction loan. Delays in signing these draw requisitions or approving the construction draws will significantly delay the completion of your home as all construction will stop until such time as the draw in question is processed and received by our office. Lender specific.
4. Changes Plan Accordingly.
From the time you complete your Construction Agreement until your Plan Review and Color Selection appointment, you have a significant amount of time to choose the Color items for you new home.
We strongly urge you visit the Color Selection room at the main office during this time so you are prepared once you get to your Plan Review Meeting and Color Selection Meeting.
As mentioned previously, once the plan review meeting has been completed, we will not allow any change that effects the plan. Once you have completed your color selections your file will be processed so that we can proceed with the construction of your home. If you wish to request a change, you must contact your Contract Coordinator. Your coordinator will determine if your request can be accommodated based on the construction stage of your home as well as the ordering status of materials associated with the change(s).
We will not evaluate your request until we have both items in our possession. If we can quickly determine that due to the construction stage of your home we can not accommodate your request we will return your check and notify you of this outcome.
If we are able to accommodate your change request you will be expected to sign a written change order within 48 hours of our notification to you.
We will not proceed until our Change Request form is executed by both parties and the balance of the fee has been collected from you.
Changes after Plan Review and Color Selections are extremely complicated, very expensive and time consuming for both parties. Further, they often times cause significant delays and we highly discourage these changes.
You may have several weeks or months to prepare for both the Plan Review meeting and your Color Selection. Use this time wisely as we will strictly enforce this change policy. Enforcement of this policy will enable us to better serve you and meet your expectations.
5. Customer Plan Review
Opportunity for Changes.
This meeting is to sit down with you and go over the plans for your new home. You will be able to red-line the plan with any structural changes you want (fees may apply) to be included in your contact. Such items include but are not limited to the following. An early start authorization form will need to be signed and an additional deposit will be collected in order to get the plans started. This meeting is approximately 45 - 60 minutes.
3rd Car Garage
Extended Covered Porch
Increase/Decrease square footage or room/house
Add addition plumbing items (ie. laundry sink, prep/bar sink, outdoor shower, additional showerheads, body sprays and/or valves, etc..)
Add additional electrical items (ie. additional outlets, GFIs, dedicated circuits, floor outlets, cooktop/wall oven electric, light outlets, etc..)
Upgraded HVAC system
Impact glass windows and doors
ANY ITEM THAT MUST BE ON THE PERMITTED PLAN
No Structural Changes May Be Made After This Meeting
6. Acquiring Your Building Permit
A Necessary Element.
Once all issues have been resolved and the plans are ready we will complete and submit a building permit application to the governing municipality.
At this point the process is out of our hands and in the hands of the building department. The overall timeline from the date the permit application is submitted until we receive the actual permit can be anywhere from 4 to 12 weeks. Often this time frame is much longer as a result of the backlog in the building department.
Once the building permit has been submitted to the municipality and in accordance with your Construction Agreement do not expect to make any changes.
Under no circumstance will we allow any changes that affect the plan once the permit application has been submitted as they will cause significant delays and you will incur significant additional costs.
7. Color Selection
The Fun Begins!
]You can expect to be contacted by Groza Builders's Color Consultant to schedule your Color Selection after your loan closing. The Consultant will be contacting you to schedule an appointment to complete the color selections for your new home. These appointments will be scheduled Monday through Friday during regular business hours.
During this 2 - 3 hour appointment you will be selecting the following:
Paint Colors-Interior & Exterior
Roofing-Grade & Color
Carpet-Grade & Color
Tile-Grade & Color
Kitchen Cabinets & Countertops
Kitchen Sink & Faucet
Bath Vanities and Tops
Tubs & Toilets-Color
Some of these items will vary depending upon the model home you have purchased.
You have a great deal of time from the date you complete your Construction Agreement until your color selection appointment. The color selection room with your available choices is located in the main office and is available to you 5 days a week. We expect you to visit the color selection room prior to your appointment and get familiar with your choices.
PAINT: We use Sherwin Williams paint products for our interior and exterior paint. We recommend you visit your nearest Sherwin Williams showroom or go online and select the colors you desire. Bring the color swatches that contain the Sherwin Williams product ID number with you to your Color appointment. Designer palates such as Martha Stewart are not included.
You will be choosing exterior paint colors for the following locations: Main House (body), Trim, Front Door.
You will be choosing interior paint colors (based on your standard features) only if you choose to upgrade the walls and/or trim to a color other than white: Please note the ceilings will be painted white.
ROOFING: Grades and colors are available in the color selection room.
CARPET: Grades and colors are available in the color selection room.
TILE: You will be selecting tile and grout for the following locations: Main House and Bathrooms.
Along with floor tile in your bathrooms, depending upon the model you have purchased you may be required to select tile for your shower floor and shower walls.
All tile grades and colors are available in the color selection room.
KITCHEN CABINETS & COUNTERTOPS: All granite and solid surface samples are available in the color selection room.
KITCHEN SINK & FAUCET: Selections will be made in the color selection room.
BATH VANITIES & TOPS: Standard is as per specifications per contract for custom homes or as per model.
TUBS & TOILETS: You will be selecting color for toilets and tubs(white or bone).
INTERIOR HARDWARE: You will be selecting finish only depending on your model.
APPLIANCES: You will be selecting color only depending on your model.
8. Lot Preparation
Your Sales Associate will arrange for lot preparation quotes in conjunction with your Construction Agreement documents as discussed previously. Lot prep will be preformed by one of Groza Builders, Inc. approved lot prep contractors only.
Following the submission of your building permit application to the governing municipality, we will schedule your lot to be cleared and prepared. It will be scheduled in such a manner that the completion will coincide with the expected receipt of your building permit.
Since there can be a great deal of variation between the expected receipt of your building permit and when we actually receive your building permit from the municipality, your lot may be cleared and prepared several weeks in advance. Expect a several week delay between the time your lot is prepared and the time we actually begin construction.
It is not necessary to contact our office to see why your lot has been cleared and sitting without activity. This only causes a further delay in starting the construction of your home.
Once we receive your building permit from the governing municipality we will assign a superintendent to your home, schedule and begin construction.
If you would like to know your superintendent you can call our office and they will advise you of the super's name.
Once the foundation has been excavated and underground utilities have been installed, the form boards are as-built by the surveyor and submitted to the municipality for approval. There is usually a one week turnaround for this activity. Expect at least one week to go by without any activity as we can not proceed until we receive the form board approval from the municipality.
Once we receive approval from the municipality we will pour the slab and continue the construction process. At certain stages during construction, the municipality requires specific inspections be conducted.
In the event you selected a particular garage position for your home that was opposite the FPL electric pole or you chose an underground service, there may be additional charges and up to a 4 week delay. You will need to contact FPL to set up your account at the property address.
During the final phases of construction the municipality provides two critical services relating to the completion of your home. First, they supply and install your sewer grinders. Other than scheduling the installation, we have no control over this matter.
Second, they supply the approved cut sheet for installing the swale liners (drainage channels). Due to the recent growth and their current backlog we are experiencing delays receiving this item.
Approximately two weeks before your home is completed you can expect to be contacted by our Closing Coordinator. The Closing Coordinator will be scheduling a walk through of your home with our finish superintendent as well as your pre-settlement meeting.
You will have a walk thru of your home with our superintendent first then immediately following you will have your pre-settlement meeting at our office.
During your walk through, only those persons that are named on the Construction Agreement shall be in attendance.
Following your walk through you are expected to attend your pre settlement meeting at our office. Prior to this meeting we expect you to have the sewer, water and electric active in your name.
During this meeting we will do the following:
Review Builders Settlement Statement - an itemized list of any additional charges
Resolve any discrepancies
Calculate final amount due
You may have incurred additional charges during construction due to the size, location or accessibility to your lot. Your lot may be surrounded by finished homes or heavily wooded lots hindering full access to your home. In this case the builder may have been required to rent specialized equipment such as cranes and concrete pumps. These fees are not included in the contract and you will be required to pay these at this time.
At this time you are to provide the final payment to the Closing Coordinator.
We will prepare the final draw and bank documents for submission to the lending institution. You will be required to sign these documents.
We require the final draw to be made payable to Groza Builders, Inc. In this case, once we receive the final draw our Closing Coordinator will contact you and instruct you to come to our office. At that time we will provide you with your house keys and the Certificate of Occupancy.
If you demand the final payment be made payable as a two party check, we will require the closing take place at the title company in a third party environment. Once we receive the final check that has been endorsed properly, then and only then will the keys and Certificate of Occupancy be provided.
11 .Post Settlement Homeowner Service & Warranty
When you pick up your keys after issuance of the Certificate of Occupancy you will receive among other documents a Home Buyers Warranty Booklet and a Vendor List.
The Home Buyers Warranty booklet clearly defines the warranty responsibility of the builder as outlined in the "Construction Quality Standards" section.
In the event you have an issue with your home we expect you to review the appropriate section of this warranty booklet prior to contacting any vendors. The booklet establishes the quality standard that is to be met based upon you particular issue. This will allow you to act in an informed and appropriate manner.
The Vendor list will contain the telephone numbers for each of the companies who built your home.
In the event you have a problem with your new home please contact Groza Builders, Inc. so that we can coordinate the repairs and schedule an appointment. You will be asked to provide us with your name, property address, best phone number to contact and detailed information on what the issue is concerning.